Reddit recommended insurance coverage

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Key Takeaways You should carry the highest amount of liability coverage you can afford with 100300100 being the best coverage level for most drivers. Best for online resources. This guide will help you balance cost with coverage. Best for coverage options. Best car insurance in california reddit. I am a loss adjuster for the an insurance company Canada and I
Jun 15, 2022 · The poster in the above comment thread recommends liability coverage limits over $100,000 for bodily injury and $50,000 for property damage. That’s good advice because even if your insurance premium for minimum liability coverage is cheap, it’s a waste of money if it’s not enough to even begin to pay the costs of an accident.
Each state has its own minimum liability requirements, but it’s a good decision for you to have at least $100,000 per person and $300,000 per accident in bodily injury liability coverage. Property Damage Liability: Liability insurance also pays for damage to another person’s property if you are at fault in an accident.
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This morning I had an accident. I believe I was at fault, since I was trying to turn left from a parking lot. I offered to pay out-of-pocket, but they wanted to use insurance, which I respect. I